Credit Repair
Repairing Your Credit Profile Is One Of The Most Essential Financial Decisions You Can Make.
Bayou Credit Repair is company that puts our money where our mouth is and only charges a fee when items are deleted, removed, or repaired from your credit report. With our Repair, Rebuild, and Relax Credit Repair Program you will no longer have to use other expensive credit repair companies that charge monthly and don’t even produce results.
We are so confident in our advanced disputing tactics that we will allow you to pay for your deletions after you actually see our results and we even give you a 100% money back guarantee to back it up just so you can relax.
What is the Bayou CREDIT Repair, Rebuild and Relax Process.
Welcome to Bayou’s “Repair, Rebuild, and Relax” program—your comprehensive solution to achieving a healthier credit profile. Our program begins with a detailed credit analysis, identifying the areas that need attention. From there, we develop a customized action plan tailored to your unique financial situation.
Our intensive disputing process employs powerful factual disputing tactics and Metro 2 compliance methods to challenge inaccurate, unverifiable, and untimely information on your credit report. With our expert guidance, you can repair your credit, rebuild your financial standing, and ultimately, relax knowing your credit is in
How the Repair, Rebuild and Relax Process Works
1. Analyzing Your Credit Reports
Prior to enrolling in our program, a credit analyst will provide you with a consultation of your three credit bureaus and scores. Your analyst will clearly explain our program, how it works and what options are available to getting your credit back on track. We will be looking for negative items like outdated or incorrect personal information, collections, charge-offs, tax liens, judgments and late payments that may be hurting your score. We will also guide you as to what types of positive credit accounts should be applied for to increase your scores at the fastest rate possible.
2. Creating a Definitive Action Plan
Upon enrollment, a dedicated credit analyst will conduct a detailed audit of your credit report and guide you through our entire disputing process. Plus, you will receive a definitive action plan which will show you how we will be working to increase your credit scores while providing you with strategies to reduce your debt. We will then begin the dispute process to each of the three credit bureaus Transunion, Experian and Equifax as well as the actual creditors directly.
3. Launching of the Repair and Rebuilding Process
Keep in mind we will be disputing all of the negative credit items on your three credit bureaus right from the start. If the information on your report is not Timely, Accurate or Verifiable we will demand that it be IMMEDIATELY DELETED from your reports. We will help you strategically apply for positive credit accounts, in addition to helping you increase your available credit limits and scores. Whether you have been through a bankruptcy, divorce, or may have made past mistakes with your finances, repairing your credit doesn’t have to be complicated.
4. Rinse and Repeat of the Process
Once we have received your disputed credit reports from the bureaus, we will then analyze the reports for the updated or deleted items and then generate new dispute letters addressing the non-deleted items. We will do this dispute process every 30-45 days for the next 365 days which is trackable through our online portal. The key to the removal of negative information is persistence and communication with our Bayou Credit repair consultants. Stick with our proven system so you can relax and enjoy having great credit again. Guaranteed!
5. Program Pricing - $360 Audit Fee
Get started with our program for just $360, covering a full year of service. The audit fee can be conveniently split into two payments of $180. The first payment is due at enrollment, with the remaining $180 due 30 days later.
For the rest of the 12-month program, you’ll only pay for items that are successfully removed from your credit report—just $50 per deleted collection or charge-off. For a detailed breakdown of deletion fees, please refer to the attached program pricing sheet.
Unlike companies that charge monthly fees and may prolong the process to keep you as a client longer, our pay-per-delete model ensures you pay only for results. This approach allows you to see improvements in your credit faster.
CREDIT REPAIR PRICING
Bayoucreditkings Prides Itself In Having Transparent, Affordable Pricing
STANDARD
- START-UP FEE $69.99
- Late Payment
- Hard Inquiry
- Personal Information
- up to 3 Collections
- Charge-Offs
- Medical Bills
- Student Loans
- Repossessions
- Bankruptcies
- Public Report
- Child Support
PREMIER
- START-UP FEE $100.00
- Late Payment
- Hard Inquiry
- Personal Information
- Collection
- Charge-Offs
- Medical Bills
- Student Loans
- Repossessions
- Bankruptcies
- Public Report
- Child Support
ELITE
- START-UP FEE $124.99
- Late Payment
- Hard Inquiry
- Personal Information
- Collection
- Charge-Offs
- Medical Bills
- Student Loans
- Repossessions
- Bankruptcies
- Public Report
- Child Support
STANDARD
- START-UP FEE $95
- Late Payment
- Hard Inquiry
- Personal Information
- Collection
- Charge-Offs
- Medical Bills
- Student Loans
- Repossessions
- Bankruptcies
- Public Report
- Child Support
PREMIER
- START-UP FEE $105
- Late Payment
- Hard Inquiry
- Personal Information
- Collection
- Charge-Offs
- Medical Bills
- Student Loans
- Repossessions
- Bankruptcies
- Public Report
- Child Support
ELITE
- START-UP FEE $105
- Late Payment
- Hard Inquiry
- Personal Information
- Collection
- Charge-Offs
- Medical Bills
- Student Loans
- Repossessions
- Bankruptcies
- Public Report
- Child Support
Repair, Rebuild and Relax Highlights
Full Credit Audit Equifax, TransUnion, Experian
No Monthly Fees is More Affordable
Our Pricing Is Simple, Pay After Deletion
Advanced Tactic Disputes and Strategies
Comprehensive Credit Audit every 45 days
Unlimited credit items disputed for one year
24/7 Online Portal Access from Smartphone
Free Coaching and Education
Assistance with Structuring Lines of Credit
Social Media & Referral Credits –
As an added bonus, a client can be awarded $25 credits towards their credit deletions invoice for ‘every social media testimony or review given about your experience with us at Bayou Credit repair. No worries we will even provide you with the social media links to assist wit your credits.
Social Media Credits $25 – Maximum 2 Social Media Credits per invoice.
Client Referrals $25 – Unlimited Client Referral Credits per invoice.
FREE Consultation
Let us start removing your negative items and start Rebuilding Credit today!